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Apply SBI Debit Card Online, HowTo Guide ?

Steps to Apply SBI Debit Card Online and track status of the card dispatch- In case you don’t have a SBI debit card or want a new one, you need to login to bank’s official website – onlinesbi.com using user id and password and under “eServices” tab click on ‘ATM Card Services’, the bank explains. From there, you need to follow instructions. 

Steps to Apply SBI Debit Card Online

  1. Login to the SBI internet banking website – onlinesbi.com.
  2. Look for the tab that reads ‘e-Services’ and click on it.
  3. Select the option titled ‘ATM card services’.
  4. Search for the option that reads – Request ATM/debit card and tap on it. 
  5. The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.

SBI Debit Card Without Internet Banking 

A customer can make electronic payments by just waving the contactless card near the PoS terminal without any need for dipping or swiping the Card on PoS, thereby the Debit card will always be in the customers custody. 

  • Call to SBI Customer Care number – 24×7 helpline through Toll free 1800 11 2211 (BSNL/MTNL), 1800 425 3800 or Toll no. 080-26599990. 
  • You can also apply after sending Email from registered Mobile Number at contactcentre@sbi.co.in 
  • You can also send the request for issuance of debit card through post after sending to State Bank Contact Centre, P.O. Box No. 825, Bangalore 560 008

SBI Debit Card Issuance & Per Year Charges  

SBI Global International Debit Card Charges : 

Issuance Charges – NIL 

Annual Maintenance Charges – Rs 125/- plus GST 

Card Replacement Charges – Rs 300+GST 

NOTE : The charges for different variants of Debit cards may vary 

How To Track Debit Card Status ? 

You can track the status of your debit card delivery through SMS. Get instant SMS alerts for all Cash withdrawal/Purchase transactions/Online transactions made on your State Bank Global Debit Card. Also Know – How to Register SBI WhatsApp Banking ? 

Daily Cash Withdrawal & Transaction Limit 

For SBI Global International Debit Cards the daily withdrawal & transaction limits are : 

Daily Cash Limit at ATMs – Maximum Rs 40,000/- 

Daily Point of Sales/ Online Transaction Limit – Rs 75,000/- 

NOTE: PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 75,000/- Online 

Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites. 

Features of SBI Debit Cards 

  • For shopping at over 52 Lakh merchant outlets in India, and over 30 million worldwide. 
  • For booking movie tickets, bill payments, travel and other online purchases and payments over the internet. 
  • For withdrawing cash from SBI ATMs or other ATMs in India and worldwide 
  • Safe online shopping and e-commerce transactions 
  • The PIN will not be prompted if the NFC enabled Card is being used at NFC terminal for transaction up to ₹5000/-. Maximum such five contactless transactions without PIN are permitted per day. 
Frequently Asked Questions: 

1. When will I receive my SBI ATM  Card? 

Normally, SBI issues the ATM or Debit Card within 7 days of accepting the request from the customers through any mode, branch or speed post. This time frame is applicable for Online request or Internet banking request also. 

2. Up to what time SBI Debit Cards are valid ? 

SBI Debit Cards are valid normally for 5 Years or till the date of expiry as mention on the card.  

3. How much do I need to Pay for SBI ATM Card ? 

SBI charges are different for various categories of the Debit Cards. For SBI Global Debit Cards the annual fee is Rs 125 plus GST.  

4. How Do I Report the Lost Debit Card to SBI ? 

You may report to the lost Debit Card to SBI for blocking or Hotlisting through various modes like Customer Care, Branch, Internet Banking or Mobile Banking, YONO.  Details like Account Number, card Number may be required for same.  

Card may be blocked using any one of the following channels: 

  • Through SMS – By sending SMS “BLOCKXXXX” to 567676 from the registered mobile number (XXXX is the last 4-digits of Card). 
  • Through 24 x 7 helpline (1800-11-22-11/1800-425-3800/+9180-26599990) – The Contact Centre will ask for certain information about the Cardholder before blocking the Card to ensure that it is not used fraudulently by any person. 
  • Through SBI Quick mobile application – Card can be blocked using option “ATM cum Debit Card”. The Cardholder is required to operate the SBI Quick mobile application through their registered mobile number only. For blocking, the Cardholder will require the last 4 digits of Card. 
  • Through SBI Anywhere mobile applications – Card can be blocked using the menu “Debit Card Hotlisting under Services available under post login page and be guided by options on the screen. Alternatively, Card can be blocked using option “Card Blocking” on the pre-login screen. 
  • Through Internet Banking – Card can be blocked if the Card Holder is internet banking user. The functionality is available at post login >> e-services >> ATM Card Services >> Block ATM Card. Follow the menu options to complete blocking of your Card. 
  • Through SBI Branch – Please visit any nearest SBI Branch with a written request to block your lost or stolen Card.

5. How to Increase SBI Debit Card Transactions Limit? 

SBI Debit Cards are issued with International transactions disabled along with PoS & ecommerce for domestic also.  Follow the below steps to activate the PoS, e-Commerce transactions along with managing the International Transactions. 

  • Your Card comes with a pre-set limit for purchase transactions (i.e., at merchant establishments or online) and for cash withdrawal limits at ATMs. Bank is providing you the option for setting your channel wise (i.e., for usage at ATMs, merchant establishments and over online) usage limit (Only below the pre-set limit is allowed) through internet banking (Post login >> e-services >> ATM Card Services). 
  • Your Card when received can be used at any channel (i.e., for usage at ATMs, merchant establishments and over online). However, Bank is providing you the option for disabling/enabling channel (i.e., for usage at ATMs, merchant establishments and over online) of usage based on your requirement through internet banking (Post login >> e-services >> ATM Card Services) and through SBI Quick mobile application using option “ATM cum Debit Card”. 
  • Your Card when received can be used for domestic and international transactions (applicable only for international Card variants). However, Bank is providing you the option for disabling/enabling use mode (i.e., domestic or international) based on your requirement through internet banking (Post login >> e-services >> ATM Card Services) and through SBI Quick mobile application using option “ATM cum Debit Card”. 

Some of the facilities are also available through SMS, please refer to the welcome letter sent along with Card. The above facilities can also be availed by giving a written request at any nearest SBI Branch with a service charge. 

6. How to Secure SBI Debit Card from Fraudulent Transactions? 

  • Please follow the instructions mentioned on the welcome letter sent along with the Card for generation of the Personal Identification Number (PIN), it’s a 4 digit number, which is required to operate the Card. 
  • Never use a PIN that could be easily guessed, e.g., day and month of your birth, first or last four digits of telephone number, string of same numbers etc. 
  • Please memorize the PIN and do not write your PIN on the Card or anywhere else. 
  • Never keep your Card and PIN together. 
  • Please keep the PIN secret and do not disclose the PIN to anybody including your family members and close relatives. 
  • Please change your PIN at regular intervals. Preferably, change it every quarter. In case you have a reason to suspect that someone may have accessed your PIN, please change your PIN immediately. 
  • Giving your Card and disclosing PIN to someone is like giving a blank signed cheque. 
  • Please refrain from taking help from any stranger while doing ATM transaction. 
  • Please beware of “Shoulder Surfing”, i.e., shield keypad while entering your PIN from onlookers by using your body. Once you complete your transaction, ensure to collect your Card before leaving. 
  • Please do not allow any other person to enter the ATM room when you are transacting at the ATM and similarly please wait outside for your turn if ATM room is occupied. 
  • These particulars will be required for blocking your Card in case it is lost or misplaced or stolen. 
  • Be alert. If you find signs of any external fittings or loose wiring at the ATM, please do not use the ATM and report to the nearest Bank Branch/ Contact Centre. 
  • Never share your Card number, CVV (Card Verification Value), CVC (Card Verification Code), CVD (Card Verification Digit), PIN, OTP (One Time Password), expiry date, etc. with anyone, even if the person claims to be a bank employee or to any email soliciting the information or to any telephonic survey. 
  • Please use SBI Quick mobile application as a personal security tool for managing channels and usage of your Card. The app can be downloaded from Google Play Store, Apple Store, etc. 
  • Always use your Card only on a secured network and reputed website over the internet to avoid any possible misuse. 
  • In case your Card is expired, ensure that you destroy the same by cutting it into multiple pieces across the magnetic stripe and EMV Chip. 
  • Never hand over the consignment containing your Card, once delivered to you, back to the delivery person under any pretext.  

Also Read – [Resolved] YONO SBI Google Pay, UPI Not Working

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