SBI Cashback Credit Card Reviews by the users about 5% flat cashback on online shopping with reward & benefits. This new credit card is introduced by the India’s largest credit card issuer SBI Cards. The credit card provides a flat 5% Cashback on all the purchases made online, 1% on other transactions and lot more rewards and benefits with renewal fees of Rs 999 plus GST. Rate & review the offering of this new Cashback Credit Card by SBI.
SBI Cashback Credit Card Eligibility
Key Highlights :
- Basic Details like PAN, Aadhaar
- Income Details like ITR , Salary Slip etc
- Good Credit History
- Existing SBI Credit Card users will have better chance to get it
Credit Card Fees
SBI Cashback Credit Card comes with following fees:
- Joining fee: NIL, as an introductory offer
- Renewal fee: Rs. 999 + GST
Renewal fee reversed on spends greater than INR 200,000 in the previous year
Features & Benefits
Cashback Offers
Attractive 5% Cashback offers on all the online spends without any restriction on any merchants
1% Cashback on all other offline purchases
Airport Lounge Access : 4 Free lounge access in a year with one per quarter.
Fuel Surcharge Waiver : 1% Fuel surcharge waiver with maximum Rs 3000 per month
Rewards
Cashback & rewards are as similar to Axis Bank ACE Credit Card but with higher renewal fees of Rs 999.
How to Apply ?
Apply for SBI Cashback Credit Card online through application or website. Visit the SBI Card website to apply for the Credit Card. or click on this link for application.
DIGIHELP Rating
Overall the SBI Cashback Credit Card is looking promising with 5% Flat Cashback on online purchases and probably the best option for those who are shopping online more, but with the Fees of Rs 999 is at higher side. If you are shopping more through Flipkart or Amazon then this card is not for you, get the Life Time Free Amazon ICICI Credit Card or Flipkart Axis Card with just Rs 499 annual fees.
A credit Card with annual fees of Rs 999 plus GST is of no use. There are many Credit Cards in the market which are offering up to 5% cashback with NIL renewal and annual fees.
SBI Credit Cards are good for nothing.