Top Best Cancer Insurance Plan To Buy

Top Best Cancer Insurance Plan To Buy – Cancer one of the deadliest disease of recent time. There are many health and medical insurance are floated in the market but hardly any of them cover the cancer disease fully. Cancer type of disease needed a dedicated insurance plan which covers the costs of diagnosis  ,chemotherapy,biopsy, surgery,radiotherapy, hospitalization etc.

Here is the list of Top Best Cancer Insurance Plan To Buy. All these Insurance plan are designed specially for Cancer disease.

  1. HDFC Life Cancer Care Plan :   HDFC Life Cancer Care Insurance plan offers lump sum benefit on diagnosis of Cancer and help in protecting the expenses that aren’t covered under major medical coverage, like Out of pocket medical expenses, Out of Network specialist, Experimental Cancer Treatment, Travel & Lodging etc. when treatment is far and so on.Eligibility :
    Details Minimum Maximum
    Entry Age 18 years 65 years
    Maturity Age 28years 75 years
    Policy Term 10 years 20 years
    Sum Assured 10 Lakhs 40 Lakhs
    Premium Frequency Annual, Half-yearly, Quarterly or Monthly

     Major Benefit and Features :

    • Waiver of Premium Benefit in case of diagnosis of Early Stage Cancer in all options
    • In case of no claims, the Sum Insured increases by 10% annually
    • Monthly Income of five years in case of diagnosis of Major Cancer
    • Offers Premium discounts for Sum Insured above Rs 10 Lakhs
    • Simplified issuance process, no requirement to undergo any medicals
    • Tax benefits subject to provisions contained under section 80D of the Income Tax Act 1961
    • Download the Details@HDFC Cancer Insurance
  2.  Cancer Patients Aid Association : CPAA along with New India Insurance Company had introducted the cancer insurance coverage plan in India in year 1994. Only eligibility of this insurance plan is that Person should not be an existing cancer patient or potential patient of cancer.Hence there is a free medical check up at any of the CPAA center before buying the insurance policy. There is a sum Insurance of Rs 30K to 2Lakhs.

         Contact : or call +91 22 24924000 / +91 22 24921856 / +91 22 24928775). Only available to Mumbai local residents.

      3.  Raheja CANCER INSURANCE :  This is another Cancer Insurance cover with following features.

  • All individuals in the age group of 1 day to 70 years can opt for this insurance cover with Raheja QBE.
  • In case of diagnosed with Cancer 50% of the Sum Insured or Rs. 250,000.00 whichever is less, as a lump sum amount on the acceptance of a claim under the Policy; and necessary medical expenses actually incurred by the Insured in the diagnostic investigation or medical treatment of Cancer, in excess of 75% of the amount paid as a lump sum as stated above.Contact@Raheja QBE

Read : How to Buy Best Affordable Health Insurance Policy?

Premium paid under Cancer Insurance are exempted under Section 80DDB of Income Tax up to Rs 40,000 and rs 60,000 for person more than 60 years.

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