Which is Better Tata Neu Plus or Infinity HDFC Bank Credit Card ?

1 Credit Card Reviews

Compare the best of Tata Neu Plus or Infinity HDFC Bank Credit Card – Two new Co branded credit cards are launched by HDFC bank in partnership with Tata Neu with lot of features, benefits & airport lounge access. A monthly income of just more than Rs 25000 is required for getting this card approved by the bank. This Credit card is giving maximum benefit with Tata brands & Apps like Neu or

AirAsia India
Bigbasket
Croma, Westside.
Tata CLiQ, Tata CLiQ Luxury
Hotel Bookings/Purchases on IHCL
TATA 1MG
Qmin

Compare Features of Tata Neu Plus or Infinity HDFC Bank Credit Card

Key Highlights :

1 Compare Features of Tata Neu Plus or Infinity HDFC Bank Credit Card
2 Compare Rewards Tata Neu Plus and Infinity HDFC Bank Credit Card
3 Compare Complimentary Lounge Access:
4 Bottom-line
5 Make it Popular:

Particulars	Tata Neu Plus Credit Card	Tata Neu Infinity Credit Card
Card Type	Basic	Above Average
Best Suited for	Lounge Access & Rewards	Lounge Access & Rewards
Joining/Renewal Fee	Rs. 499 + Taxes	Rs. 1,499+Taxes
Minimum Income Required	Salaried: Rs.25,000 p.m. Self-employed: ITR>Rs.6 lakh p.a.	Salaried: Rs. 1,00.000 p.m. Self-employed: ITR>Rs. 12 lakh p.a.
Best Features	2% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands	5% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands
Welcome Benefits	Avail Rs. 499 NeuCoins on Tata Neu App (as the reversal of 1st-year membership fees)	Avail Rs. 1,499 NeuCoins on Tata Neu App (as the reversal of 1st-year membership fees)

Compare Rewards Tata Neu Plus and Infinity HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card	Tata Neu Infinity HDFC Bank Credit Card
2% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands 1% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends Additional 5% back as NeuCoins on transactions done on Tata Neu App/website, post downloading Tata Neu App, and registering for Tata NeuPass	5% back as NeuCoins on Non-EMI spends on Tata Neu and partner Tata brands 1.5% back as NeuCoins on Non-Tata brand spends and any merchant EMI spends Additional 5% back as NeuCoins on transactions done on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass

Compare Complimentary Lounge Access:

Tata Neu Plus HDFC Bank Credit Card provides 4 complimentary domestic lounge access per calendar year (One per quarter) with maximum charge of Rs 2 (VISA/RuPay).
Tata Neu Infinity HDFC Bank Credit Card provides 8 domestic lounge access per calendar year (2 per quarter) and you will be charged Rs.2 (VISA/RuPay).
4 complimentary lounge access per calendar year (One per Quarter), outside India for RuPay Card. You will be charged a transaction fee of $3.25 on your credit card and the same shall be reversed.
Using the priority pass, you can avail 4 complimentary international airport lounge access per calendar year (1 per quarter) for the Visa Card.

Fuel Surcharge Waiver: With both cards, you can avail 1% fuel surcharge waiver at all fuel stations across India (on a minimum transaction of Rs. 400 & a maximum transaction of Rs.5,000. Maximum waiver of Rs.500 per statement cycle).

Annual Fee Waiver: On spending Rs three lacs or more in a year, you can get your renewal fee waived off for Tata Neu Infinity Credit Card whereas on spending Rs. 1,00,000 or more in a year, you can get your renewal fee waived off for Tata Neu Plus HDFC Bank Credit Card.

Bottom-line

In my personal opinion, there are no use of paying such higher annual fees and renewal fees for this card unless you are not doing much shopping with Tata brands. There are multiple alternate cards are available in the market with lower charges and lounge access like Canara Select Rupay Credit Cards or HDFC Bank Regalia First Credit Card Review (2020)