Credit Card

HDFC Lifetime Free World MC Credit Card Upgrades

HDFC bank is offering Lifetime Free World MC Credit Card Upgrades from existing HDFC Regalia First Credit Card. They are offering the upgrade with No Renewal Fees or Joining fees. The process for upgrade is also seamless with Zero documentation. Apply online for the upgrade and Credit Card will be delivered within 3 days in city like Bangalore, Delhi etc. 

Who is Getting the Lifetime Free Upgrade ?

HDFC credit card offer for upgrade is available to limited customers only. The bank has sent the SMS or email for upgrade to eligible customer along with a link. If you are interested in upgrading your Credit Card, just scan and check whether you have received any such Email or SMS from the HDFC bank or not. I probably believe that the free upgrade to premium card is offered to such customers who are already holding a Regalia or Regalia first with credit limit above 2.50 lakhs.

Is it really Lifetime Free Card ?

Yes, while applying for the upgrade, the screen will show you the proposed charges pertaining to Joining fees or renewal fees. It depends on the existing fees also. In my case the existing Regalia First was the lifetime free.

Should you get the Lifetime free offer ?

I believe one must go with the Upgrade if the offering is HDFC World MC Credit Card. This card is providing few of the best offers like :

  1. Free access to over 600 global airport lounges with complimentary Priority Pass membership.
  2. Two reward point for every Rs 150 spend.
  3. Many other premium benefits


HDFC is among the reliable banks, which is offering the range of credit cards. You will find the offline as well as online offers on their cards through out the year. HDFC Credit Card loan are also available frequently with higher limit though the rate of interest is little higher as compare to other cards.

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