How to apply EMI on SBI Debit Card for online purchases ?

SBI DEBIT Card EMI Facility –  India’s largest bank state bank of india has launched the EMI facility for all their debit card holders. Now there is no wait time for awaiting the credit card for availing EMI facility post purchases. SBI debit card holders can purchase any of the items and convert to EMI anytime post purchase hassle free. This will provide  an ultimate and affordable shopping experience to its customers this festive season, the country’s largest lender, State Bank of India (SBI) on October 7 launched the ‘Debit Card EMI facility’ for its bank account holders.

Under this service, consumers can opt for an EMI tenure of minimum 6 months to 18 months during SBI card bill payment. They can buy the products at 40000+ merchants and stores in 1500+ cities having Pine Labs branded POS machines totaling more than 4.5 lakhs.

Read – How To Generate SBI Green ATM PIN Online ?


Some of the key benefits that consumers can enjoy while using this facility are zero documentation, no processing fee, no branch visit, the instant disbursal and zero cost EMI on select brands. This facility can be availed in less than a minute irrespective of the existing saving bank account balance. The EMIs would begin one month after the transaction is complete.

  1. Click on th elink
  2. All customers having clean financial and credit history are eligible for availing the loans.
  3. Such customers are being sent regular communications by the bank via SMS and Emailers.
  4. To check the eligibility, customers can also send an SMS typing DCEMI to 567676 from their registered mobile number.
STEP 1 : Check SMS/email

If you wish to check your eligibility for EMI debit facility, you need to follow the process mentioned in the SMS or the email received from the SBI on your registered mobile number and email ID.

STEP 2 : Go to the store

In the next step, go to the store and select the product you want to buy. 

STEP 3 : Share details

Once you select the product of your choice, cashier will select the ‘EMI’ option on Pine Labs POS. Share your details now.

STEP 4 : Enter your PIN

Pine Labs POS machine will conform your eligibility and ask you for customer PIN. Enter your PIN in the POS machine.

STEP 5 : Transaction complete

You will receive a charge slip containing loan terms and conditions printed on it. Your transaction is complete. The EMIs would begin one month after the transaction is complete.


We will be happy to hear your thoughts

Leave a reply

Digital Banking FAQs & Helpdesk