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[FIX] PNB Google Pay, UPI Not Working Problems

Resolve the PNB Google Pay, UPI not working problem after following the below steps. Google Pay or UPI applications linked with the account of Punjab National Bank are not working for fund transfer to any accounts or online shopping. Below fix is for all the UPI applications like Phonepe, Olamoney, Paytm, Amazon Pay etc. Follow the same steps for the accounts of merged banks i.e. Oriental bank of Commerce (OBC) or United Bank of India (UBI).

Steps to Resolve PNB Google Pay, UPI Problem

  1. De register the existing bank from the UPI application and Uninstall the apps
  2. Download the UPI apps like Google Pay or PhonePe or Amazon Pay , PayTM etc. for Android or iPhone
  3. Install app using mobile number which is registered in your PNB Bank account.
  4. A SMS will be sent from your phone to verify your mobile number
  5. Select PNB for UPI Bank registration 
  6. All your accounts will be registered and activated for PNB UPI services
  7. Select the option ‘Generate UPI PIN option’
  8. Enter your debit card last 6 digits and expiry date
  9. You will get OTP from Indian Bank for creating your UPI PIN
  10. Enter UPI PIN you want to set
  11. Confirm UPI PIN again
  12. Your UPI PIN will be registered with PNB and you can now use it to perform the transactions on your mobile

Also Fix – How To Register for OBCmPAY Mobile Payment Services Online ?

Follow below steps to Fix PNB Google Pay or PhonePe Not Working

Follow the below mention steps to fix the issue related to non working of PNB accounts on Google Pay, PhonePe or any other UPI based payment devices.

  1. Uninstall the existing PhonePe or Google Pay app
  2. Install the PhonePe from Google Playstore for Android or iOS devices or Click Here
  3. SIM-1 of the mobile devices must have the registered mobile number
  4. Go to PhonePe>>Add Bank>>Choose ‘PNB’, customer of OBC or UBI also needs to choose PNB as their bank
  5. Application will auto trigger the SMS from the default SIM
  6. Post validation of SMS, the screen will show all the accounts available with PNB
  7. Choose the Account Number, you wanted to register on PhonePe
  8. It will ask for Debit Card details i.e. Enter the ” last six digits ” of your Debit/ATM card number and ” Expiry Date ” (Incase your card does not have an expiry date, then try entering 00/49)
  9. An OTP will be sent on your Mobile Device
  10. Use the OTP which you received from your bank, to set your UPI PIN
  11. You have added your bank account successfully, now you transact directly from your bank account by authenticating using your UPI PIN

If you still facing the issue and problem not yet resolved, just put your queries in the box below.

8 Comments
  1. I was able to use PNB debit card (mastercard) in Paytm, goay, to make payments.
    However, now there is error message “invalid debit card”

  2. I still facing problem in adding bank account. I did all step but still there is problem in fetching bank account

  3. Reply
    Sarat chandra chyau pattnak July 16, 2021 at 11:31 am

    I am not able to add my pnb account in phone or.earlier I was a customer of oriental bank of commerce.

    Leave a reply

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